Balancing the Books: God’s Gracious Gift

I was thinking this morning about debt.  When we say the Lord’s Prayer at my church one line is, “Forgive us our debts as we forgive our debtors.”  This is not really talking about financial issues, although I suppose it is not excluding those, but about our sins.


New rules for credt card companies came in as a response to the financial crisis of a couple of years ago.  Credit card companies are now required to give two new pieces of information on each statement; the date at which your debt will be paid off if you pay minimum payments, and the date if you pay a larger percentage.  This can be a pretty scary thing at which to look, almost scary enough to lead us to start using cash! 


What if that same rule were applied to our other debts, those of hurtful words, broken promises, and myriad other sins?  What would that statement have to say?

Payment Information

New Balance Total……………….   40 years of sin

Current Payment Due…………….   1 month of good works


Total Minimum Payment Due……1 month of good works

Minimum Payment Due Date…… Next Sunday


Minimum Payment Warning: If you make only the

minimum payment each period, you will pay more in

interest and it will take you longer to pay off your balance.

For example:


If you make no additional               You will pay off the

charges using this card                    balance shown on this

and each month you pay                  statement in about.

by the due date.


Only the minimum payment            100 Years, 6 Months

 I obviously made all that up, but even though it seems extreem, I am pretty sure that the time to pay off our own debts would be a lot longer than 100 years, and let’s face it, we aren’t likely to manage not to run the bill up higher over the years!  The point is, there is no way that we can pay that debt off on our own.  But the good news is that through the grace of God and the loving sacrifice of Jesus, it is already marked

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